Are Singapore HDB Prices Too Expensive in 2026? A Feng Shui Perspective

Singaporeans have always had a special relationship with property. We don't just see our HDB flat as a place to stay. For many families, it is our biggest financial commitment, our family home and an important part of our long-term financial security.

So when HDB prices rise, it naturally creates anxiety.

Some people worry:

“If I don't buy now, will prices become even more expensive?”

Others think:

“Prices are already so high. Should I wait for them to fall?”

From a Feng Shui perspective, however, I think there is another question that is equally important:

Are you so focused on the price that you have forgotten to look at the house itself?

Singapore HDB Prices Have Changed Dramatically

The HDB resale market has experienced a significant increase since 2020. This has changed the way many people search for homes. When Singapore HDB Prices rise quickly, buyers naturally become more anxious. You may finally find a unit you like, only to discover several other interested buyers. The agent tells you there is another offer. You worry that if you don't act today, you will lose the unit. That is when emotion starts entering the decision. And buying a property based on fear is something I generally discourage.

In Feng Shui, we always talk about timing, environment and people. Buying a house should be approached in the same way.

A Cheap House Is Not Necessarily a Good House

When property prices become expensive, people naturally start looking for bargains.

There is nothing wrong with that.

But why is one unit significantly cheaper than another?

Perhaps it is on a low floor.

Perhaps it faces a busy road.

Perhaps there is an undesirable external feature.

Perhaps the layout is unusual.

Perhaps the afternoon sun is particularly strong.

Or perhaps the seller simply needs to sell quickly.

The important thing is to understand why.

From a Feng Shui perspective, I don't believe you should buy a property simply because it is cheap.

Likewise, you shouldn't assume that an expensive property automatically has good Feng Shui.

Price and Feng Shui are two completely different measurements.

The market determines how much people are willing to pay for a property.

Feng Shui looks at how the environment interacts with the people living there.

Sometimes they agree.

Sometimes they don't.

Million-Dollar HDB Doesn't Mean Million-Dollar Feng Shui

This is something I think is particularly important today.

We frequently hear about HDB flats selling for more than $1 million.

Naturally, people associate a high price with a premium property.

• Good location.

• High floor.

• Beautiful view.

• Near MRT.

• Near good schools.

• Large flat.

• Rare layout.

All these factors can increase market value.But none of them automatically means the property has excellent Feng Shui. I have seen expensive properties that I would not recommend to a particular client. I have also seen much more modest homes that I consider very suitable for the family staying there.

This is why I always separate two questions:

“Is this a valuable property?”

and

“Is this a good home for you?”

They are not necessarily the same thing.

Feng Shui Is Also About Property Selection

Many people only think about Feng Shui after buying their house. They collect the keys.

Then they call a Feng Shui Master and ask:

“Where should I put my bed?”

“Where should my stove be?”

“What colour should I use?”

Of course, these things can be considered. But by then, the biggest decision has already been made.

You have already bought the house. The direction cannot be changed. The surrounding environment cannot easily be changed. The shape of the unit cannot be changed. The location of the building cannot be changed. Some internal features can be improved during renovation, but many of the larger Feng Shui considerations are already fixed.

This is why I personally believe Feng Shui is most useful before purchasing a property, not after.

天时、地利、人和 — Timing, Place and People

One concept I frequently use in my practice is the relationship between Heaven, Earth and People — 天、地、人.

It is a very useful way to think about buying a home.

天 — Timing

Is this the right stage of your life to purchase?

How is your financial situation?

Are you buying because your family genuinely needs a new home, or because you are afraid prices will rise?

Sometimes the opportunity is good, but the timing is wrong.

Sometimes the market is uncertain, but your personal circumstances make it the right time to move.

地 — The Property and Environment

This is where Feng Shui becomes particularly relevant.

What is surrounding the property?

What does the unit face?

How does Qi approach and enter the property?

What is the shape and configuration of the home?

Are there environmental features that support or disturb the property?

Two units in the same block can have very different characteristics.

That is why I don't like evaluating a property purely based on postal code, estate or price.

人 — The People Living Inside

Finally, there are the occupants.

A house is not being bought for nobody.

Someone is going to sleep there, work there, raise children there and possibly spend the next 10 or 20 years of their life there.

In my Feng Shui consultations, I therefore consider the family together with the property.

The objective is not simply to find a “good house”.

It is to find a house that is good for the people who are actually going to live there.

When HDB Prices Are High, Selection Becomes Even More Important

Ironically, I think Feng Shui house selection becomes even more relevant when property prices are expensive.

Why?

Because mistakes become more costly. Imagine paying $800,000, $900,000 or even more than $1 million for a home. Then you spend another substantial amount on renovation. After moving in, you realise you dislike the environment. The traffic noise bothers you. The layout doesn't work for your family. Or from a Feng Shui perspective, there are fundamental characteristics of the property that you would have preferred to avoid. Changing your sofa is easy. Changing your house is not.

This is why I would rather help my clients filter properties before purchase than try to solve every problem after they have already committed.

Should You Wait for HDB Prices to Drop?

Nobody knows exactly where property prices will be six months or two years from now. Even if prices fall slightly, the particular unit you want may not become available. And even if prices rise, it doesn't mean you should rush into buying the wrong house. Instead of trying to predict the perfect bottom, I prefer a more practical approach.

Ask yourself:

Can I comfortably afford this property?

Does this home meet my family's practical needs?

Is the location suitable for our lifestyle?

Is the property itself fundamentally good?

From a Feng Shui perspective, is it suitable for my family?

If the answers align, then you have a much stronger reason for purchasing than simply:

“I think the price will go up.”

Don't Let FOMO Choose Your Home

This may be one of the biggest lessons from the recent property market.

When prices are rising, buyers fear missing out.

When prices are falling, buyers fear buying too early.

There will always be something to worry about.

But your home is not a stock ticker.

You are going to live inside it.

Your children may grow up there.

Your family will create memories there.

And you may spend a significant portion of your working life paying for it.

So instead of asking only:

“Is this a good price?”

Ask:

“Is this a good home?”

And from my perspective as a Feng Shui practitioner, I would add one more:

“Is this a good home for me and my family?”

That is a much more meaningful question.

Choose First, Feng Shui Second? I Prefer the Other Way Around.

Many homeowners buy first and Feng Shui later.

I prefer:

Shortlist → Evaluate → Select → Buy → Renovate

rather than:

Buy → Feng Shui → Discover problems → Try to fix everything during renovation.

Good Feng Shui is not about filling your home with objects or trying to “cure” every problem. Sometimes the best Feng Shui decision happens before you even receive the keys.

It is choosing the right property from the beginning.

Looking for an HDB or New Home?

My Feng Shui House Selection service is designed for homebuyers who are still searching for a property. Rather than waiting until you have purchased the house, we can evaluate your shortlisted properties together and identify which homes are more suitable for you and your family. Because when you are making one of the biggest purchases of your life, price matters — but choosing the right home matters too.