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This year maybe a lost cause. What steps to take next?

Updated: Aug 18, 2022

Disclaimer: It is for education and expanding perception. It is not financial advice. Please exercise your due diligence.

Reviewing this year with 地山谦 Humble Gua in the I-Ching library brings colossal disappointment, especially with Pelosi's visit to Taiwan in early August 2022. Her act of hers provoked China. China, the second largest economy, can do more damage to the world. China will not back down from a fight that questions its ideology. It could tighten their ideology. I foresee the tension escalating till at least the end of the year. It is unwise to offend the wounded tiger.

With many countries disarrayed like Sri Lanka, it will take some time to bring peace and stability. Countries cannot unite internally with minimum support from their government and people. Countries will be split in taking sides between the US, China and Europe. Maintaining a "Humble" relationship with one another will be challenging. It will be a royal rumble to see whose side will survive to the top. Countries that remain low profile may continue to do better than those that are big and powerful.

Individually, we will continue to pay higher living costs in a high inflation environment. (The annual inflation rate in the US slowed more than expected to 8.5% in July of 2022 from an over 40-year high of 9.1% hit in June and below market forecasts of 8.7%.) The last inflation peak was in 1980, when it reached 14.76%. Even though we saw oil prices falling because of more supply. Yes, it will help to bring down costs. However, it does not show the actual value of inflation. It is not a long-term solution that fixes the supply issues.

Furthermore, Central banks like FED will continue to increase the interest rate to slow down the economy or make the rich pay higher taxes. In 2006, it targeted 5.25%.On the contrary, it July 26-27, 2002, it was targeted at 2.25-2.5%. Fed officials are hiking interest rates at the fastest pace in decades — likely by the most since the 1980s when it's all said and done. According to policymakers' latest projections, the Fed's benchmark rate could rise to a target range of 3.25-3.5 per cent by the end of this year. The ones who suffer depend a lot on their daily income to pay off loans which make up the base of the economy. (US has just removed US$3.9 billion of student debt.) Inflation rates will not slow down with more political tensions. We can further draw some relationships in 1980 Metal Monkey庚申 and 2022 Water Tiger 壬寅, where I will see the inflation will peak, and interest rate will fall next year because of a possible recession coming at the end of the year or early next year.

Concentrate on eliminating high-interest debt, boosting your credit score and shopping around for the best, most competitive savings accounts where you can park your cash. Focus on self-improvement and even your house feng shui. So when there is a tide change, you can ride the wave. Saying is easy and doing is hard. So take baby steps to move forward.

Periods 9 and 1 are coming. They provide clues to what you can focus on. If you like more information, write to me at

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At my practice, I use Ba Zi and Feng Shui to provide my clients with a comprehensive assessment of their lives. I take into account the unique energies of a person’s home and surroundings, as well as the energies of the environment and the person’s own destiny. With these insights, I am able to offer my clients assistance to help them reach their goals, and improve their lives.

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